来源:我爱卡 小编:likaixuan 发布时间:2013年06月25日
内容导读: 上海银行根据持卡人的收入与资信等情况为其核定可用于透支消费、取现的最高限额,持卡人在卡片有效期内可循环使用。持卡人及时交易可以使用的信用额度,会随着每一次的消费而减少,随着每一次的还款而相应恢复。若持有的多张上海银行发行的信用卡,以持卡人名下所持单张信用卡的最高额度作为信用额度,而非多张信用卡的额度之和。
Shanghai credit adjustment rules
Bank of Shanghai according to the cardholder's income and credit, and so on and so forth for the verification can be used to overdraw consumption and cash withdrawal limit, the cardholder can be recycled within the validity period of the card. Cardholders timely transaction can use line of credit, will be reduced with the consumption of each time, with every reimbursement and corresponding recovery. If you hold more than Shanghai bank issued credit card, with a single credit card held by the cardholder name of credit as a line of credit, rather than the sum of lines of credit CARDS.
Shanghai bank credit inquiry
Shanghai bank credit card user can call 4008896400, through the customer service hotline query credit CARDS, credit card account balance information anytime and anywhere, the currently available credits and other information.
Shanghai bank credit adjustment
Bank of Shanghai will regularly to credit card cardholder's card records and to evaluate credit status, and adjust the credit limit according to the results of the evaluation, after the adjustment of credit will be displayed on the credit card statement.
If a user thinks that for the first time to apply for your ideal amount has not been achieved, or need to temporarily adjust the credit limit, you can normal use credit CARDS after three months, take the initiative to call customer service hotline for adjustment. Temporary's line of credit shall be valid for 2 months, apply to adjust the credit limit should be through the bank of Shanghai to the cardholder's credit status shall be determined after review.
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