上海银行业金融机构资产总额突破9万亿元

Shanghai banking financial institutions to total assets exceed 9 trillion yuan

A few days ago, Shanghai silver inspect bureau held a Shanghai Chinese banking financial institutions mainly responsible for the meeting, communicate the national banking supervision work conference spirit, review 2012 Shanghai banking financial institutions, this paper analyzes the current development status of the risks and challenges, and the deployment of the work.

In 2012, the Shanghai banking business to maintain steady growth, asset scale steadily growing. By the end of 2012, Shanghai banking financial institutions with total assets of 9.030352 trillion yuan, more than at the beginning of 961.18 billion yuan, a year-on-year increase of 11.91%; The balance is 6.217436 trillion yuan, more than at the beginning of 550.569 billion yuan, a year-on-year increase of 9.72%; The outstanding balance of the loans of 4.114824 trillion yuan, more than at the beginning of 373.395 billion yuan, a year-on-year increase of 9.98%; Non-performing loan balance is 27.093 billion yuan, bad loans is 0.66%, up 0.06% from a year earlier.

At present, Shanghai banking face how to find and to promote the development and the risk of new balance between major challenges, transformation pressure are more prominent. The meeting stressed that Shanghai banking should size up the situation, studies earnestly, implement the national banking supervision work conference spirit, in Shanghai "innovation drive, transformation development" requirement, in order to guard against the regional and systemic risk, safeguarding consumers' legitimate rights, better service entity economy three objectives as the guide, compliance and innovation as the gripper, and further improve risk management and service entity economic level, speed up the transformation of science.

First of all, to stick to not happen regional, systemic risk the bottom line. Shanghai all banking financial institutions to strengthen compliance sustainable construction, improve compliance, internal audit coverage degree, and conscientiously carry out the risk monitoring, traffic and disposal work, strengthens the non-performing loan balance and proportion of "double control" management. We need to guard against credit risk key fields, tight control of trust business risk and financial management business risk, pay close attention to external risk infection, strengthen information technology risk management, and continues to prevention and control case.

Secondly, to improve the level of banking services. To strengthen local major projects, security room construction, small micro financial service and so on key areas and the weak link of the support, and to ensure that key infrastructure projects, significant livelihood of the people project reasonable credit fund demand, and to improve the level of equal access to financial services. Strengthen the entity economic transformation development support, active butt Shanghai industrial structure adjustment, in the premise of effective control risk, increase financial support. Strengthen the protection of consumers' rights, continue to improve the "financial institutions, industry organization, supervision departments" triadic consumer rights and interests protection mode, completes the financial consumer education.

Finally, promote scientific development banking transformation. Shanghai each banking financial institutions must follow the objective law development bank, formulate appropriate transformation strategy, reasonable planning their own development, and strive to form regional competitive advantage. To further optimize the performance appraisal system, and improve the performance appraisal index, compliance, wind control, innovation and customer satisfaction results content such as assessment as an important part of the performance evaluation of weakening the current than overweight status.