来源:上海银行 小编:朱岳 发布时间:2013年02月27日
内容导读: 记者从上海银监局了解到,截至2012年末,上海银行业小微企业贷款余额为8353.92亿元,较年初增加1063.16亿元,增长14.58%,比全市贷款增幅高出4.6个百分点。单户授信500万元以下小微企业贷款余额为975.51亿元,比上年末增加261.69亿元,增幅36.66%,小微企业贷款78794户,比上年末增加了20381户,增幅38.89%,小微企业金融服务的受众面得到了大幅提升。
2012 Shanghai banking small micro enterprise loan balance of 800 billion
The reporter understands from Shanghai branch, as of late 2012, the Shanghai banking small micro enterprise loan balance is 835.392 billion yuan, the year an increase of 106.316 billion yuan, increased by 14.58%, 4.6% higher than the city's loan growth. Single-family credit 5 million yuan the following small micro enterprise loan balance is 97.551 billion yuan, an increase of 26.169 billion yuan, 36.66%, small micro enterprise loans 78794, an increase of 20381 households, of 38.89%, small micro enterprise financial services reach a got a boost.
Shanghai branch, said in 2012, Shanghai banking industry as a whole small micro financial work in the service efficiency and both have improved significantly, the cost of financing facility by optimizing both with most Banks or rebuild small micro credit process, to speed up the small micro loan approval and lending. At the end of 2012 in the Shanghai area has licensed three small business specializing in organization, specializing in small micro enterprise branch 3, and there are 24 commercial Banks opened 160 small micro specializes in branch.
In addition, in 2012, Shanghai branch also guide of Shanghai interbank association launched "Shanghai banking small micro enterprise credit information query platform". The platform has collected 60 home foreign Banks in Shanghai 341 small micro characteristics of financial products, by late 2012, has shown that more than 42000 people have login query, this provides a convenient platform for small businesses financing.
Shanghai branch relevant personage says, will actively promote Banks focus on developing small micro financial business. Guide the original bank especially the clarity of the situation of small and medium-sized commercial Banks, setting clear and feasible development strategy, the small micro financial business as the key to the development of their transformation. Facility of its Banks have been action, some Banks have been positive response, will be small business as the focus of its development.
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